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I'm interested if anyone has managed to insure their car during the build. Was told by car insurance it could not be covered as it was not a fully built road car. If I remember house insurance would not cover it also. Anyone had any luck insuring their car during the build for theft? Also value must be a bit tricky, Thanks
Try Hagerty - they did a policy for me whilst building my Safari car
David
I know it won't help you Graham, but for any builders down under I've insured mine with Swann. Agreed value, I just had to take photos of everything I had and have to notify them when it's ready to go on the road. Just over $300 a year.
Many thanks will phone around a few places. cheers
try this:- http://www.sorninsurance.co.uk/
and do it on chassis number rather than VRM
Hagerty also did mine while I was building it, it was agreed upon value. Locked in a garage was ok with them, carport was not, but occasional trailering was.
Footman James have given me build insurance on mine, quoted on the chassis number. Part built ListerBell, value £35k, insured fire, theft and accidental damage, has to be in my garage, £200 per year.
Reis insurance also quoted very similar.
Also Adrian Flux will do it.
Hagerty came back with £260 for 40K. will call Footman James next.
Hi,
Did you try ourselves with build up insurance? If you did how did we do?
Regards,
Dan.
Hi Dan
Not tried you yet. Will call this week when I have a free minute or two. thanks
Reviving this thread.
I keep forgetting to insure my build - which is a really stupid thing to do, so I've tried to get a few quotes today.
Got into a circular discussion with Footman James about value. They will give 'market value'. They said one way was showing what I;d paid for the kit. I explained that there are other bits as well as the kit - like the engine and box etc. Mines cost me a fortune so far and I have all the receipts. But they still seemed not to understand! So didn't run a quote with them.
Range Hagerty. Asked for £50k cover. They quoted it as a 2017 car and they want £700! For a fire and theft plus accidental and coverage for trailering to places for work to be done......
Adrian Flux want £570 for £45k and £22 per trip when trailering.
I this now the going rate? Seems a bit steep to me!
Cheers
When I started to build my car I had 3rd party fire and theft cover up to £30k with Adrian Flux for £53 per year. I am still with them on an agreed value fully comp policy. My car was transported during build by a third party using their cover. Seems as though you need to talk further.
Gordon
Quote:
Originally Posted by LPH_UK
How long ago was that Gordon?
Was the car age set as the age of the donor?
Drop a line to Dan on here, or post in the insurance section and I'm sure he will reply to you, it seems very high to me, like they have miss understood what you were after.
Still looking at £540 - don't understand how others have been paying so much less!
Spend a couple of hundred on decent locks and fire extinguishers. Insurers convince you that you need to be protected but once you are, try making a claim! As far as theft goes, the cars are so specialist, if they were stolen, nobody could sell them on.