Vehicle Road Tax

[john]

That's an interesting one there Steve.
I insured Frederic's car with Adrian Flux before it went on the road and was quite clear to them that the car was not "on the road" but in the final stages of build. I wanted to make sure it was covered as at that point it was "stealable".
Adrian Flux never gave out any warning of that.
Of course as soon as it was MOT'd I went through the DVLA taxation procedure on line.
It was certainly more than 14 days after I insured it before I MOT'd and "taxed" it.
Nobody has got back to me yet.
To be honest, I cannot see how they can possibly make any prosecution stick on this, unless of course there is a specific type of insurance which lets you insure the fire and theft risk without road cover.
Adrian Flux never mentioned this to me.

After all, they cannot prevent you from insuring against losses. Human Rights Act!
I'd guess that unless it was specified somewhere that you cannot insure for road risks without tax too then they could not proceed.
Ain't life getting complicated!