Hi Steve,

This is the official govt site on SORN:
https://www.gov.uk/sorn-statutory-off-road-notification

It says you can SORN a vehicle if you do not use or keep the vehicle on a public road. If it's not SORNd then you have to tax and insure it.

There's nothing I've seen written which says you can't insure it if it's SORNd. Tax and MOT are not a pre-requisite to get motor insurance, but of course if you drove a car without both (except to an arranged MOT) then you would most likely invalidate your insurance.

I might well be wrong, so if you find different (something written you can post a link to) then please share, but I thought the changes to the SORN rules were just to make sure that if not SORNd then you must have both tax and insurance.