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Thread: Build insurance

  1. #11
    SEC Member GrahamH's Avatar
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    Re: Build insurance

    Hi Dan
    Not tried you yet. Will call this week when I have a free minute or two. thanks

  2. #12
    SEC Member LPH_UK's Avatar
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    Re: Build insurance

    Reviving this thread.

    I keep forgetting to insure my build - which is a really stupid thing to do, so I've tried to get a few quotes today.

    Got into a circular discussion with Footman James about value. They will give 'market value'. They said one way was showing what I;d paid for the kit. I explained that there are other bits as well as the kit - like the engine and box etc. Mines cost me a fortune so far and I have all the receipts. But they still seemed not to understand! So didn't run a quote with them.

    Range Hagerty. Asked for £50k cover. They quoted it as a 2017 car and they want £700! For a fire and theft plus accidental and coverage for trailering to places for work to be done......

    Adrian Flux want £570 for £45k and £22 per trip when trailering.

    I this now the going rate? Seems a bit steep to me!

    Cheers
    Last edited by LPH_UK; 27-12-2017 at 17:44.

  3. #13
    SEC Member Gordon Caro's Avatar
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    Re: Build insurance

    When I started to build my car I had 3rd party fire and theft cover up to £30k with Adrian Flux for £53 per year. I am still with them on an agreed value fully comp policy. My car was transported during build by a third party using their cover. Seems as though you need to talk further.

    Gordon

    Quote Originally Posted by LPH_UK View Post
    Reviving this thread.

    I keep forgetting to insure my build - which is a really stupid thing to do, so I've tried to get a few quotes today.

    Got into a circular discussion with Footman James about value. They will give 'market value'. They said one way was showing what I;d paid for the kit. I explained that there are other bits as well as the kit - like the engine and box etc. Mines cost me a fortune so far and I have all the receipts. But they still seemed not to understand! So didn't run a quote with them.

    Range Hagerty. Asked for £50k cover. They quoted it as a 2017 car and they want £700! For a fire and theft plus accidental and coverage for trailering to places for work to be done......

    Adrian Flux want £570 for £45k and £22 per trip when trailering.

    I this now the going rate? Seems a bit steep to me!

    Cheers

  4. #14
    SEC Member LPH_UK's Avatar
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    Re: Build insurance

    How long ago was that Gordon?

    Was the car age set as the age of the donor?

  5. #15
    SEC Life Member The Slug's Avatar
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    Re: Build insurance

    Drop a line to Dan on here, or post in the insurance section and I'm sure he will reply to you, it seems very high to me, like they have miss understood what you were after.

  6. #16
    SEC Member LPH_UK's Avatar
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    Re: Build insurance

    Still looking at £540 - don't understand how others have been paying so much less!

  7. #17
    Free user strat24v's Avatar
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    Re: Build insurance

    Spend a couple of hundred on decent locks and fire extinguishers. Insurers convince you that you need to be protected but once you are, try making a claim! As far as theft goes, the cars are so specialist, if they were stolen, nobody could sell them on.

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