Partly depends on how much you do yourself and how much you have to pay someone else to do - so skills/tools/facilities have a bearing. Not many people can, I suspect, do all of the paintwork, wiring, mechanical rebuilds, upholstery, fabricating and welding themselves to the standard they wish it to be. It also depends on how you are going to treat it after it's finished - thrash it on track days, risk crashes on rallies (ahem!), polish it on car show stands etc. If you're going to risk it, spend less on it in the first place. I have not been following current costs closely, but I guess I wouldn't start a build without preparing myself for at least a £45k commitment.
Things have moved on from the Spanner with a Hammer in a Garage in Nuneaton, or whatever Clarkson said.
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