We will loose NCD on next hit...................only just renewed 2 days ago. Also we spoke to Insurance company to make sure claim is totally cancelled and removed from the system. But they made it very specific that if you get asked the question if you have made a claim then the answer is no, but the new question now is "has your vehicle been damaged in the last year".......................it is all one way with insurance companies...............
I put a £39k dent in one of my cars back in 2015. Totally my fault due to running out of talent on a bend. My premium had been about £300 and with the same insurer went down by about £10 at renewal. When I phoned around for other quotations and gave details of my fault claim the costs were all around the same. Insurance is a funny game.
I know nothing at all about the organisation in question but I thought there was now a dedicated organisation to help where uninsured / untraced drivers were involved in accidents so that you didn't have to claim on your own insurance.
Google came up with https://www.mib.org.uk/
Is there anything here that can help or is it just insurance industry "smoke and mirrors" ?
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