Having availed myself of Norms valuation services and a nice day out with lunch. I have gone with FJ too. Very competitive I have added full breakdown cover as going to Spa in November(+?75) and the option to have the salvage should the worst happen at no reduction in agreed value payout (+?35). You can also add track day cover for ?60 but the excess is 10% of the valuation but guess its better than nothing if your planning to have ago.