Essentially the vehicle must be:-
1. To be driven on a public road it must be Taxed, Insured (as specified in the Road Traffic Act) and have a valid MOT certificate, or untaxed & specifically being driven to an MOT testing station for a test appointment (there is no stipulation as to which MOT testing facility it is being taken, but it must be by the most direct route)
or
2.Sorn'd and kept off the public road
If a vehicle is Sorn'd, it may also be insured, there is no preclusion on keeping an insured vehicle that has been declared as "off road"
If the vehicle is on the road IT MUST be insured, If the vehicle is Sorn'd (off the road) IT May be insured.
To obtain Road Tax, it must be Insured (as specified in the Road Traffic Act) and have a valid MOT certificate
I hope that has clarified any ambiguity or uncertainty




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